"We have been counseled again and again concerning self-reliance, concerning debt, concerning thrift. So many of our people are heavily in debt for things that are not entirely necessary. . . . I urge you as members of this Church to get free of debt where possible and to have a little laid aside against a rainy day" (Gordon B. Hinckley, "The Times in Which We Live," Ensign, Nov. 2001, 73).
With careful planning and the guidance of the Spirit, you and your family will be able to enjoy a more secure financial future.
A number of calculators are available to help you make wise financial decisions. Consider the questions below and use the calculators provided to help you in your financial planning:
These financial calculators can help you make wise financial decisions if you use them appropriately. You may also want to consider meeting with a trusted individual or professional advisor.
